DBS has officially crossed S$70 for the first time in history. At the same time, OCBC and UOB are also trading at record highs, while the Straits Times Index (STI) continues to reach new highs. But does this mean Singapore bank stocks are still worth buying?
In this video, we analyse the latest developments affecting DBS, OCBC and UOB, including the recent US Federal Reserve meeting minutes, institutional buying, dividend outlook, valuation risks and what Singapore income investors should consider before making any investment decisions.
We’ll also discuss whether the next phase of returns is likely to come from earnings growth and sustainable dividends, rather than simply higher share prices.
If you’re a Singapore investor focused on dividend investing, passive income, CPF, REITs and long-term wealth building, this video is for you.
⏰ TIMESTAMPS
00:00 Introduction – DBS Above S$70! Are Singapore Banks Still Worth Buying?
01:28 Why DBS, OCBC & UOB Are Hitting Record Highs
04:55 Why the Latest Fed News Matters to Singapore Banks
08:28 The Investment Story Has Changed
12:25 Key Risks Singapore Investors Should Watch
16:28 Are Singapore Banks Still Worth Buying?
19:35 What Should Singapore Income Investors Do?
22:05 Final Thoughts – Focus on Sustainable Cash Flow, Not Just Share Prices
⚠️ Disclaimer
This video is for educational and informational purposes only and does not constitute financial advice or a recommendation to buy or sell any securities. Investments involve risk, past performance is not indicative of future results, and dividends are not guaranteed. Please conduct your own research and consider your financial objectives, risk tolerance and personal circumstances before making any investment decisions.
👇 I’d love to hear your thoughts!
At today’s prices, are you still buying DBS, OCBC or UOB?
Or are you patiently waiting for better opportunities?
Share your views in the comments below—your experience may help other members of the community.
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When you see everyone here so bullish and greedy (DBS going to $100) , u know the end is near. The opposite happened when DBS was under $20 during covid period (2020 to 2022) when everyone was so bearish and fearful.
Drip and dca
The three banks form the bedrock of Singapore’s financial stability. If either wobbles even a bit, Singapore is in serious economic distress. That’s why during the covid pandemic, MAS ordered the three banks to reduce or even stop their payouts to maintain their stability, but the banks still continued to give out dividends albeit at lower amounts as before. Of the three, DBS still paid out the highest during the pandemic, literally giving MAS the proverbial middle finger to just let them focus on their job. If someone simply DCAs $1000 into the three banks every month for 10-20 years, this combined with cpf ers and oa interest payouts can give a comfortable retirement at around $5-6k a month.
My average cost for DBS is 24 with yield of around 15% currently, so, I am not selling yet. My total profits for the combined 3 locals are currently 2.5x…
DBS should not be simply price at book value but other metrics like PE, ROE, cashflow, etc since earning are non longer based on NIM but fee income derived from wealth management.
With MAS ‘s 5 Billion push to boost the STI, and the strong influx of funds yo boost the wealth mgt sector, what else to expect but upward trajectory for the banks. Sg banks are known to be prudent ans trustworthy, and we can expect our 3 local banks to be further scaling unprecedented heights ya.