🇸🇬 Your Cash Is Losing Its Punch—Here’s Where to Park It for 3.5–5.2% Yields in Sep 2025 | 🦖 EP1093

🟩 💡 *Why T Bills Fail in 2025? Smarter Cash Options You Need Now!* Join Iggy from the Investing Iguana as he dives into why T bills are no longer the safe haven they once were and how to make smarter investment decisions for your cash. Packed with insights, this video sheds light on falling yields, safe alternatives like fixed deposits, Singapore Savings Bonds (SSBs), and cash management accounts—breaking it all down into a simple, actionable three-tier cash strategy for September 2025.

📊 Whether you’re a seasoned investor or just starting out, this guide is tailored for anyone seeking financial clarity in a shifting economic landscape. Learn how to balance liquidity, safety, and returns without taking unnecessary risks. Plus, discover why chasing USD yields might not be worth the gamble and how to future-proof your savings against further rate cuts.

🔑 Key takeaways:
• Why T bills are losing their shine.
• Fixed deposits that outpace T bills right now.
• Using SSBs to lock flexible long-term rates.
• Practical tips for matching cash strategies with your goals.

✨ Investing is a long-term game. Be patient, disciplined, and informed. If this video helps you park your cash smarter, give it a like, share it with your friends, and subscribe for more financial analysis and economic strategies. Happy investing! 🚀

#money #capitalprotection #ssbsingapore #personalfinance #cashflow

CHAPTERS:
00:00 – Does Cash Feel Useless Now
00:28 – Game Plan
01:02 – Big Picture: Why Safe Yields Are Dropping
01:56 – Option 1: T-Bills
02:46 – Option 2: Fixed Deposits
03:48 – Option 3: Singapore Savings Bonds
04:43 – Alternatives: Cash Management Accounts
06:02 – USD Temptation
06:42 – My 3-Tier Cash Strategy for 2025
08:40 – What Are You Looking At This Month

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